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    Construction Loans


    Construction loans allow you to build a house from the ground up. It is available for one family primary or secondary residences, with loan amounts from $150,000 to $1,500,000.

    Features of Construction Loans

    • Loan amount up to 80% of construction cost
    • Flexible terms & easy draws
    • Competitive fixed rate
    • Interest only on the funds as they are disbursed
    • 9 to 12-month term

    • Cost to build includes all costs associated with construction, renovation
    • Can be used for renovation, and/or tear down
    • Available in Nassau, Suffolk, Queens, Kings, Bronx, Manhattan, and Staten Island counties
    • Self-Builder allowed with 30% down payment and verifiable construction experience

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